Lifetime Income
An annuity can provide a predictable income stream to help cover essential expenses throughout retirement. Combined with other sources, like Social Security or pensions, it can give you confidence in meeting your daily needs. Annuities can also support couples by continuing income after one spouse passes. Evaluating your income sources and expenses can help determine if an annuity is right for you.
Income Annuities
Designed to provide a guaranteed lifetime income starting on a future date you select.
Key Features
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Guaranteed income stream for life
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No savings or investment component
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Principal exchanged for steady income backed by the issuing insurance company
Fixed Indexed Annuities with Income Benefits
Provide growth potential linked to market indices such as the S&P 500, while protecting your principal from market losses.
Key Features
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Tax-deferred growth potential
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Principal protection from market downturns
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Optional lifetime income benefits
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Some liquidity depending on the contract
Variable Annuities with Optional Income Benefits
Allow participation in the markets through professionally managed investment options that match your goals and risk tolerance.
Key Features
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Wide range of investment options
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Tax-deferred growth potential
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Ability to adjust your investment allocation
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Optional lifetime income guarantees
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Greater growth potential but subject to market risk